Loan Calculator
Estimate your monthly loan payments. View a complete amortization schedule for personal or business loans.
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Applications
Planning personal loans, analyzing business debt, and understanding the true cost of borrowing over time including the total interest paid.
Amortization
Uses the standard amortization formula: M = P [ i(1 + i)^n ] / [ (1 + i)^n – 1 ], where M is monthly payment, P is principal, i is monthly interest rate, and n is number of payments.
Fun Fact: The word 'mortgage' comes from Old French meaning 'dead pledge', because the deal dies when the debt is paid or the property is taken.
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