Tax Bracket Estimator
Federal tax bracket estimator for 2024, 2025 and 2026: enter taxable income and filing status to get tax, effective rate and marginal rate. How it works
Use the Tax Bracket Estimator
About the Tax Bracket Estimator
For 2026, a single filer with $75,000 of taxable income owes $11,212.00 in federal income tax: an effective rate of 14.95% and a marginal rate of 22%. The tax bracket estimator fills income through the IRS brackets (10% to 37%) and taxes only the part in each bracket at that bracket’s rate. Tax year 2026 follows IRS Rev. Proc. 2025-32, and 2024 and 2025 are also available.
2026 federal income tax brackets by filing status
| Rate | Single | Married filing jointly | Head of household | Married filing separately |
|---|---|---|---|---|
| 10% | up to $12,400 | up to $24,800 | up to $17,700 | up to $12,400 |
| 12% | up to $50,400 | up to $100,800 | up to $67,450 | up to $50,400 |
| 22% | up to $105,700 | up to $211,400 | up to $105,700 | up to $105,700 |
| 24% | up to $201,775 | up to $403,550 | up to $201,750 | up to $201,775 |
| 32% | up to $256,225 | up to $512,450 | up to $256,200 | up to $256,225 |
| 35% | up to $640,600 | up to $768,700 | up to $640,600 | up to $384,350 |
| 37% | over $640,600 | over $768,700 | over $640,600 | over $384,350 |
Upper limits of taxable income, as the estimator holds them, from IRS Rev. Proc. 2025-32 section 4.01. Each bracket starts where the one above it ends.
Federal tax on sample incomes, single filer, 2026
| Taxable income | Federal tax | Effective rate | Marginal rate | Income after federal income tax |
|---|---|---|---|---|
| $30,000 | $3,352.00 | 11.17% | 12% | $26,648.00 |
| $50,000 | $5,752.00 | 11.50% | 12% | $44,248.00 |
| $75,000 | $11,212.00 | 14.95% | 22% | $63,788.00 |
| $100,000 | $16,712.00 | 16.71% | 22% | $83,288.00 |
| $150,000 | $28,598.00 | 19.07% | 24% | $121,402.00 |
| $250,000 | $56,456.00 | 22.58% | 32% | $193,544.00 |
| $700,000 | $214,957.25 | 30.71% | 37% | $485,042.75 |
Federal income tax on taxable income only. State and local tax, Social Security and Medicare tax and credits are not included.
How to use this tool
- Enter your taxable income, which is income after deductions.
- Pick the filing status and the tax year. The estimator opens on 2026.
- Read the estimated federal tax, the effective rate, the marginal rate and the income left after federal income tax, and the table of tax in each bracket.
- Change the income to see how the marginal rate moves when you cross a bracket limit.
Frequently asked questions
- What is my federal tax bracket for $75,000 of taxable income in 2026?
- Filing single, $75,000 is in the 22% bracket, which runs from $50,400 to $105,700, and the tax is $11,212.00. Married filing jointly the same income is in the 12% bracket and the tax is $8,504.00.
- What is the difference between a marginal and an effective tax rate?
- The marginal rate is the rate on your next dollar of income: 22% at $75,000 single. The effective rate is the total tax divided by income: $11,212.00 ÷ $75,000 is 14.95%. The effective rate is never higher than the marginal rate.
- Does moving into a higher bracket tax all my income at the higher rate?
- No. Only the income above the limit is taxed at the new rate. A single filer at $50,400 owes $5,800.00; at $50,500 the extra $100 is taxed at 22% and the total is $5,822.00.
- Do I enter my salary or my taxable income?
- Taxable income, the amount after deductions. The estimator does not subtract a deduction. The IRS gives the 2026 standard deduction as $16,100 for a single filer, $32,200 for married filing jointly, $24,150 for head of household and $16,100 for married filing separately, so $91,100 of income with the single standard deduction is $75,000 of taxable income.
- Does it include state tax, Social Security or Medicare?
- No. It estimates federal income tax only. The figure under the rates is taxable income minus federal income tax, so it is higher than a paycheck would be. Use a paycheck calculator for pay after all withholding.
- Which tax years does the estimator cover?
- It covers 2024, 2025 and 2026 and opens on 2026. The 2026 limits are those in IRS Rev. Proc. 2025-32, section 4.01. The 2024 and 2025 bracket limits were checked against IRS Rev. Proc. 2023-34 and Rev. Proc. 2024-40. Check irs.gov for the year you file, because the law and the limits can change.
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